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Users give people their ID — which can be sent as a link — which can then be clicked on and used as a depository for money.

Pay Pal said research had shown that people in the UK owe billions of pounds through casual borrowing from friends, family or colleagues.

Enter the required information to complete the form and submit the payment. Restricted Product Notice: Due to Pay Pal restrictions, some items cannot be paid for using the Pay Pal service.

Through Pay Pal, you can pay with credit card, debit card, or connected bank account.

Once your order is submitted, you will be redirected to Pay Pal's page where you can make the payment.1) Login to your Pay Pal account or use Credit Card Express.2) Enter your Card Details, the order will be shipped to your Pay Pal address, and click Submit.3) Your Payment will be processed and a receipt will be sent to your email inbox.

But people tended to give up on those debts, rather than pursuing them, according to the research.

The site said that it hopes that people will be able to recover those debts more easily, by making sure that people don’t have to rely on cash, or the often complicated process of sending money through banks.

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